 For Residents and Early-career Physicians
It’s not only about today, it’s also about tomorrow!
Seeing beyond with the « Start Right » program
As a resident or early-career healthcare professional, you have access to a variety of insurance products available on the market. However, it is important to be informed about a number of specific features of these plans that may help you choose coverage that will continue to meet your needs throughout your career, not just at the start of your career.
Important notice:
Many insurance companies, including your association, will offer you discounted and very attractive premiums for your insurance when you are starting your career. However, they do not promote the fact that the cost will rise substantially in the future and you may be penalized by some features of the plan under certain circumstances if you decide to incorporate your practice.
 Look for a product that is compatible with your professional corporation:
Most of the insurance products available to you are not be compatible with your professional corporation. We suggest that early in your career, you purchase a product compatible with your professional corporation to avoid any surprises in the future.
NOTE: Don’t wait until your health deteriorates to apply for the right product…. It’s important to apply for the right product when you are young and healthy.
Why choose the « Start Right » program?
- Net cost of coverage is less than that of other products available on the market
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Product is compatible with your professional corporation
- Product offers guaranteed leveled premiums
- Product cannot be cancelled by the insurance company
- Product is portable worldwide
- Provincial tax is not applicable to the premium
- Possibility of establishing a tax efficient structure of your insurance portfolio
- Product may be paid for by your professional corporation and tax deductible under certain circumstances
What coverage is available under the « Start Right » program?
Contact us for more information and a personalized illustration about the “Start Right” program. A professional advisor will prepare a suitable plan for you and could meet with you upon request.
Click here to obtain a quotation for the « START RIGHT » program
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